I was reading your article here: https://betterdwelling.com/1-91-million-canadians-are-borrowing-against-their-home-equity/

I am confused on one statistic that was mentioned “…22% of Canadians that purchased a home between 2014 – 2016 have already paid off their home…” see below for reference…

How can such a high % of homeowners in 2014-16 pay off their house in just 2-3 years?

Reference “The report estimates that 21% of Canadians that purchased their home before 1990, still haven’t paid it off after more than 27 years. Conversely, 22% of Canadians that purchased a home between 2014 – 2016 have already paid off their home. 1% of Canadians that purchased homes between 2014-2016 have negative equity in their property. Yikes.”